Minerals

Royalty Cash Advance — Get Your Mineral Royalties Early

Get your next 1–3 monthly royalty payments as upfront cash in as little as 24 hours. Not a loan — no credit check, no debt.

Get your next 3 monthly royalty payments today
5-minute application — same-day approvals
No upfront fees — no credit check required
Funds deposited directly to your bank account

Simple, Fast Process

Life doesn't wait. Neither should your royalties.

From application to cash in your account in as little as one business day.

Log in Connect EnergyLink

Get Your Offer

Bison reviews your data and generates a same-day offer.

Accept & Sign

Review terms, accept your offer, and e-sign — all online.

Receive Funds

Cash deposited to your bank, typically within 24 hours.

2M+ Royalty Owners Served

$0 Upfront Fees

24 Hrs Typical Funding Time

1–3 Months Advanced

5 Min Application Time

Real Royalty Owners. Real Results.

The application was easy and seamless, and it came at a time when I truly needed the extra cash after being laid off. The repayment felt very manageable. It's a much better option than a loan.

Sandra B.

Instead of waiting weeks for my royalty payment, I had the money in my account within 24 hours. A great way to have a pseudo-nest egg for unplanned expenses.

Marshall Z.

This was cheaper than a personal loan and a lot faster to get approved. It gave me an opportunity to get ahead and stop worrying about money.

Kevin B.

I applied on a Friday and had the money in my account by Monday morning. Impressive how quickly it showed up.

Jennifer C.

Overall I'd say it's a 10 out of 10 program. The application was very easy and I received the payment quickly. I would absolutely recommend this to anyone who needs fast access to funds.

Brianna R.

I would absolutely recommend the RCA program to others. It's a great option for anyone who needs a little extra help. I can see myself using it again.

Dorothy H.

What Is a Royalty Cash Advance?

An RCA is not a loan — it’s the sale of your next 1–3 monthly royalty payments to Bison in exchange for upfront cash today. No banks, no debt, no credit checks. You keep your minerals at all times.

Get your next 3 monthly royalty payments deposited today
5-minute application with same-day approval decisions
No upfront fees — costs paid from future royalties
Bison automatically collects from your royalty deposits
Once repaid, you keep 100% of royalties going forward

Common uses for your RCA

Holiday expenses
Paying off debt
Home repair
Medical costs
Emergencies
Tuition
Past due bills
Down payments
Extra cash

What Is RCA?

RCA is not a loan. It is the sale of your next 1–3 months of royalty payments to Bison for upfront cash. You keep your mineral rights. No banks, no credit checks, no debt.

No Upfront Fees

Bison never charges upfront fees. RCA costs are paid from future royalties each month, giving you the maximum cash today.

Automatic Repayment

Bison collects your next royalty payments until your RCA is fully satisfied. Just continue depositing — they handle the rest automatically.

What Happens Next?

After Bison collects your full RCA amount, the advance closes and you keep 100% of your royalties — no strings attached.

Apply for Your Royalty Cash Advance

Powered by EnergyLink® — the trusted royalty data platform from Enverus — and funded by Bison Payments, a leading energy finance specialist.

Fast Approvals
5-minute application with same-day approval decisions

Bank-Grade Security
Encrypted data connection

No Credit Check
Approvals based on your royalty history, not your credit score

Transparent Pricing
No hidden fees — clear, simple terms with no surprises

Dedicated Support

Real people ready to help at every step of the process

Get Your Royalty Cash Advance Now

To proceed, log into your EnergyLink account below to securely import your royalty data.

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